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Account types

Summary table of account types

Adrian Davies avatar
Written by Adrian Davies
Updated over a year ago

These tables provide a guide to the two digit references for each account type displayed in the regular payments tab. 

This should be read in conjunction with more detailed information about the key account types. For example mortgage accounts.

Code

Value

AD

Asset Discounting

AF

Agricultural Finance

AM

Airtime Agreement - monthly contract

AU

Airtime Agreement – upfront

BA

Balloon Repayment Loan

BC

Book/Music/Video Club

BD

Budget Account

BH

Balloon HP

BI

Buildings Insurance

BK

Bank

BL

Unsecured Business Loan

BM

Residential Buy to Let

BN

Buy Now Pay Later

BO

Broadband

BR

Brewery Loan

BU

Business Line

BX

Builders Merchant Credit

CA

Current Account

CB

Cable

CC

Credit Card

CD

Crown Debt

CH

Charge Card

CI

Contents Insurance

CM

Commercial Mortgage

CO

Company Credit Card (individual responsible for debt)

CP

Personal Contract Purchase

CR

Consumer Goods Rental

CS

Unsecured Car Loan

CT

Council Tax

CX

Credit Sale

CY

Conditional Sale

CZ

Combined Credit Account

DA

Consolidated Debt

DC

Debit Card

DF

Bank Default

DH

Deferred HP

DM

Shared Ownership Mortgage (Housing Association)

DP

Deferred Payment

DU

Dual Fuel

EC

E-Cash

ED

Education

EE

Electricity - even payment

EL

Employer Loan

EW

Water - even payment

FC

Fuel Card (individual responsible for debt)

FD

Fixed Term Deferred Payment Loan

FL

Finance Lease

FM

Flexible Mortgage

FO

Residential First Mortgage with Investment Offset

FS

Further Secured Loan

FT

Factoring

GA

Gambling

GE

Gas - even payment

GI

General Insurance

GL

Guarantee Liability

HA

Home Shopping Agency

HC

Home Credit

HD

Home Shopping Direct

HI

Household Insurance

HP

Hire Purchase

HS

Home Shopping

HX

Home Shopping Cash

IC

Internet Credit Line

IL

Advance Against Income

IM

Residential Second Mortgage with Investment Offset

IN

Insurance

IS

Internet Shopping

LN

Loan (unspecified type)

LP

Life Policy Loan

LR

Local Rates - even payment scheme

LS

Lease

LT

Landline Telephone - even payment

MA

Mail Order Agency

MC

Multifunctional Card

MG

Mortgage (unspecified type)

MI

Motor Insurance

ML

Motor Finance Loan – general

MM

Semi-Commercial FirstMortgage

MO

Mail Order

MP

Mortgage Protection

MT

Mortgage and Unsecured Loan

MU

Multi Communications

NM

Semi-Commercial Second Mortgage

OA

Option Account

OD

Overdraft

OI

Oil

OL

Operating Lease

OM

Investment Offset Mortgage

OR

Other Rental

PI

Personal Health Insurance

PL

Petroleum Loan

PP

Payment Protection

PR

Property Rental

PT

Card Protection

QA

Airtime Agreement - quarterly payment

QE

Electricity - quarterly payment

QG

Gas - quarterly payment

QT

Landline Telephone - quarterly payment

QU

Utility - quarterly payment

QW

Water - quarterly payment

RC

Revolving Credit

RG

Repayment Grant

RM

Residential Mortgage

RQ

Returned Cheque

RS

Retail Store Card

RT

Rental Agreement (General)

SA

Stock Broking Account

SB

Secured Business Loan

SC

Secured Car Loan

SE

Secured Loan

SL

Student Loan

SM

Residential Second Mortgage

SO

Offset Loan

SI

Satellite

SS

Stationery Supplier

ST

Store Card

SX

Offset Current Account (if offset against mortgage then use FO or IM)

TL

Term Loan

TM

Telecommunications Supplier

TR

Trade Credit

TV

TV Shopping

UE

Utility - even payment

UL

Unsecured Loan

UT

Utility

VS

Variable Subscription

WI

Weekly Installment Plan

XM

Residential First Time Buyer

ZC

Standby Credit

ZH

0% HP

ZL

0% Finance Loan

ZM

100+% LTV Mortgage

 

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