When reviewing the search history of an applicant, you will be shown the Search Purpose code.
Below is a table showing each of the codes possible and their corresponding "value". The search purpose will allow you to determine whether or not search constitutes a greater risk or not.
For example a search type of DC - Debt Collection might be considered differently than a CI - Credit Insurance or a IQ - Identification Product (Non-credit).
Code | Value |
AC | Authentication Check – OUTPUT ONLY |
AL | Address Link Search (Credit) |
AN | Address Link Search (Non-credit) |
AP | Authentication Product (Credit) – OUTPUT ONLY |
AQ | Authentication Product (Non-credit) – OUTPUT ONLY |
AR | Administration Review |
AM | Account Management (Outbound) |
AI | Account Management (Inbound) |
AV | Address Verification |
BA | Benefits Agency |
BS | Business Search |
CA | Checking Credit Application |
CE | Customs and Excise |
CF | Consumer File Request (Score) |
CI | Credit Insurance |
CM | Credit Marketing |
CR | Consumer File Request (No Score) |
DC | Debt Collection |
DS | Directors Search |
EC | Employee Check (Non-SHARE) |
EM | Employee Check (SHARE) |
EN | General Enquiry |
FD | Fraud (Credit) |
FR | Fraud (Non-credit) |
GC | General Insurance (Credit) |
GI | General Insurance |
GV | Government |
HC | Checking Credit Application (Home Credit) |
IC | Identification Check – OUTPUT ONLY |
IP | Identification Product (Credit) – OUTPUT ONLY |
IQ | Identification Product (Non-credit) – OUTPUT ONLY |
IR | Inland Revenue |
LA | Loss Adjuster |
ML | Money Laundering – OUTPUT ONLY |
MP | Money Laundering Product – OUTPUT ONLY |
QS | Quotation/Preliminary Search |
SB | Stock Broker |
SE | Special Police Enquiry |
TS | Test Purposes |
TV | Tenant Vet |
58 | Limited Subject Access Request (158) |
XS | Exempted Search (not available for input on a search request) |